A rewards program is what many credit card issuers are offering their cardholders. The goal of a rewards program is to encourage credit card holders to use just one credit card to make their purchases.
These days, rewards programs are all the rage. There seems almost to […]

Like it or not, in today’s society you need at least one credit card. Being approved for one typically is not a problem for those who have an established, clean credit history. But what about everybody else? For them, applying for a secured credit card is the […]

People with bad credit histories are in a tough spot. Even if you’ve recently cleaned up your act, it can take a lot of time and work to get your credit score back to a workable place, and the process can get wearing fast—especially if you’re trying to get a small loan or mortgage. So […]

Most credit cards give you the option of withdrawing a cash advance from your line of credit on your card. You just go to any ATM, and use your credit card to withdraw cash as if it were a debit card. This might seem like an attractive option—sometimes cash is just handier than using plastic. […]

Most people either personally own or at least know about credit cards. Credit cards are small, rectangular pieces of plastic that can be used to purchase items in stores and on the Internet in place of cash. All of the many different types of credit cards in existence come with very specific and individual credit […]

Credit Card Mania Spans The Globe
Credit card companies have discovered that international credit card
users are much more comfortable with accumulating debt than past
generations. Additionally, consumers across the globe have
developed quite an appetite for spending. The worldwide economy
and the convenience of the internet have made it very easy for shoppers
to take advantage of international […]

Tips On Reducing Your Credit Card Debt
An estimated 31 percent of every credit card company’s profits
come from fees. The average American family has over $8000 in
credit card debt. Making only the minimum payments, it will take
over 30 years to repay this debt, and that is only if no more debts
were incurred during […]

Minimum Payments On Credit Cards Will Soon Be Higher
Most people use credit cards. Merchants report that nearly all
customers make purchases with a credit card rather than with
cash. Credit card users may want to pay attention to a new
regulation that will affect credit card lenders. Due to recently
implemented federal regulations, credit card companies […]

An embedded radio chip in credit cards could change the way we use our plastic friends when making purchases in retail establishments. The magnetic strips we’ve become accustomed to on the backs of our credit cards are sharing the small surface area with something called “radio frequency identification”, otherwise known as RFID, and may […]

A Service charge is a fee that can be added onto a credit account for a number of different actions. Credit card issuers might apply a service charge on unpaid balances, on payments that are not made on time, for exceeding a credit limit, and more. The […]